Inheritance Advances

Inheritance Cash Advance

In a perfect world, we’d all be able to collect a check on our inheritance immediately.  Of course, that’s not the real world.  In the real world, there are attorneys, courts, creditors and sometimes disputes between administrators, heirs or beneficiaries, slow courts or even issues affecting the inheritance assets, like a house with problems.

As an heir of a California probate estate or a beneficiary of a decedent’s will or trust you have several choices:

  • Patiently wait for the estate to close or the trust to distribute your share of money
  • Get an Inheritance Advance on a portion of your inheritance
  • Sell your share of your inheritance

Here are just some of the hurdles which can affect the timing or the amount that you may receive:

Liquidation: Converting assets into spendable money – often the main asset is real estate.  If you are not the sole heir or beneficiary, you’ll need some way to convert your share into spendable money. If everyone can agree, the property can be sold, the estate debts paid and in about nine (9) to eighteen (18) months you’ll get your share of what’s available to distribute.

Determining the true value of your inheritance: Gross value versus Net value – there is an old saying in the legal world…that “Heirs know how to add by not subtract.”  What that means is that the net value of your inheritance will be affected by the debts and expenses of probating the estate or administrating the trust.

Who controls when you get your inheritance? There are many time-delaying factors that work against the heir or beneficiary getting their inheritance however a big one that can’t be ignored is when disputes occur and everything slows down to a halt while the already slow courts decide who gets what.  These delays are costly and sometimes avoidable.

Now versus later: time value of money – not everyone can afford to wait while this all plays out.

Solution #1: Inheritance Cash Advance – Sell just part of your inheritance, at a discount.

What’s available?

  • $5,000 – $100,000 cash advance
  • $17,000 minimum inheritance required
  • Typically funds in 7-10 days
  • $5,000 – $100,000 cash advance
  • $17,000 minimum inheritance required
  • Typically funds in 7-10 days

More benefits to consider:

  • No job or credit references required
  • Not a loan, No monthly payments
  • Cash advance plus fees for the service
  • Re-paid from your share of estate later

What are the terms?

For starters, this service is ‘pricey’ – like a pawn shop.  The costs vary depending on the amount of the advance, the complexity of case file and the estimated payback time and will be at least a quarter to almost half of the total amount advanced. Discounts are typically offered for fast payback.  This service is a NOT a loan so remember – there are no monthly payments
What can you do with an advance?  There are no restrictions.  It’s your money to use as you choose to pay debts, car, moving expenses etc.
Solution #2: Sell your Full Share of inheritance – Sell your inheritance on better terms.
The terms of sale of your entire inheritance will depend on what we can determine your inheritance is currently worth and several different choices may be offered. This service is available for probate estates and trusts however your trust may not contain a ‘spendthrift clause’ or other restrictions on your inheritance.

Splitting Heirs:  Another way to get your share of the inheritance – We frequently arrange to finance buy-outs and work-outs in order to assist one or more family members to buy out other heirs or beneficiaries.  These transactions can be engineered to give a portion of the cash to heirs now and part over time.

Getting Started

Click on the “Get started” tab, complete the online questionnaire so that we’ll know how best to help you and have your probate papers handy.  This will save you time, there’s no obligation and no personal info is required. Then we’ll schedule a free phone consultation with you, the heir or beneficiary, and work with you to expedite your request. What happens next?

  • We review your information
  • Free phone consultation
  • We obtain your support info
  • You sign & return our paperwork
  • Funds sent to you (usually 7-10 days or less)

It’s Your Inheritance

  • Why wait months or even years for close of probate?
  • Next year’s money doesn’t help if you can’t spend it today
  • Get the cash you deserve now!

What is an Inheritance Advance?

  1. Get part of your inheritance now
  2. Avoid waiting until close of probate
  3. No job or credit references required
  4. Not a loan, No monthly payments
  5. Cash advance plus fees for the service
  6. Re-paid from your share of estate later

Who is this for?

  1. Heirs of California probate estates
  2. Beneficiaries of wills
  3. Trust beneficiaries *

* Your Trust may not have a ‘spendthrift clause’ or other restrictions on your inheritance

What is available?

  1. $5,000 – $100,000 cash advance
  2. $17,000 minimum inheritance req’d
  3. Typically funds in 7-10 days
  4. $5,000 – $100,000 cash advance
  5. $17,000 minimum inheritance req’d
  6. Typically funds in 7-10 days

What are the terms?

  1. Pricey – think pawn shop
  2. Costs vary depending on:
  1. Amount of advance
  2. Complexity of case file
  3. Estimated pay back time:
  1. At least 25% of the total advanced
  2. Discounts offered for fast payback
  3. Remember – no monthly payments

What can you do with an advance?

  1. No restrictions
  2. It’s your money to use as you choose
  3. Pay debts, car, moving expenses etc.

Getting Started…

To get started, click on the “Get started” button, complete the online questionnaire so that we’ll know how best to help you and have your probate papers handy.  This will save you time, there’s no obligation and no personal info is required. Then we’ll schedule a free phone consultation with you, the heir or beneficiary, and work with you to expedite your request. What happens next?

  1. We review your information
  2. Free phone consultation
  3. We obtain your support info
  4. You sign & return our paperwork
  5. Funds sent to you (usually 7-10 days or less)

It’s Your Inheritance

  1. Why wait months or even years for close of probate?
  2. Next year’s money doesn’t help if you can’t spend it today
  3. Get the cash you deserve now!


How Can We Help You Today?